Can a Notary be a Signing Agent?

Can a Notary be a Signing Agent? A People-First Guide

If you’re familiar with notaries and signing agents, you may be wondering if they’re one and the same. In this guide, we’ll answer the question: can a notary be a signing agent? We’ll explain what a notary and signing agent are, the differences between the two, and how to become a signing agent if you’re interested.

What is a Notary?

A notary is an individual authorized by the state to witness and certify signatures on official documents. Notaries help prevent fraud by verifying the identities of signers and ensuring they’re signing willingly and without coercion. Notaries also administer oaths and affirmations and certify copies of original documents.

What is a Signing Agent?

A signing agent is a specialized type of notary who works with loan documents. Signing agents are hired by title companies, lenders, and signing services to help borrowers complete loan documents. Signing agents walk borrowers through the loan documents and witness the signing. Afterward, the signing agent returns the documents to the lender or title company.

Differences Between a Notary and Signing Agent

While notaries and signing agents have similar functions, there are some important differences between the two. First and foremost, notaries can certify signatures on any type of document, while signing agents are restricted to loan documents. Signing agents are also more involved in the loan process and may work with borrowers for extended periods, whereas notaries are typically only involved for a few minutes.

Can a Notary be a Signing Agent?

The answer is yes! A notary can become a signing agent by completing additional training and obtaining certification. In fact, many notaries choose to become signing agents because it allows them to expand their services and increase their income.

Steps to Becoming a Signing Agent

  1. Research your state’s requirements. Each state has its own rules and regulations for notaries and signing agents, so it’s important to understand what’s required in your state.
  2. Complete signing agent training. There are many training programs available that teach the specific skills and knowledge needed to be a signing agent.
  3. Obtain signing agent certification. After completing the training, you’ll need to obtain certification from a reputable organization like the National Notary Association or the Loan Signing System.
  4. Network with title companies and signing services. Once you’re certified, you’ll need to market your services to potential clients. Reach out to title companies and signing services in your area to let them know about your services.
  5. Stay up-to-date on industry trends and regulations. As with any profession, it’s important to stay informed about changes in the industry and new regulations that may affect your work.

Frequently Asked Questions

How much can signing agents earn?

Signing agent fees vary depending on the state and type of loan, but many signing agents earn between $75 and $200 per signing.

Can notaries and signing agents work from home?

Yes! Many signing agents work from home and offer mobile notary services.

Is there a high demand for signing agents?

Yes! With the real estate market booming, there’s a high demand for signing agents.


A notary can become a signing agent by completing additional training and obtaining certification. Becoming a signing agent can expand a notary’s services and increase their income. If you’re interested in becoming a signing agent, research your state’s requirements, complete signing agent training, obtain certification, network with potential clients, and stay up-to-date on industry trends and regulations.

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